DEPARTMENT OF THE NAVY
OFFICE OF THE CHIEF OF NAVAL OPERATIONS
2000 NAVY PENTAGON
WASHINGTON DC 20350-2000
OPNAVINST 1740.5D
N170
24 Oct 2017
OPNAV INSTRUCTION 1740.5D
From: Chief of Naval Operations
Subj: UNITED STATES NAVY PERSONAL FINANCIAL MANAGEMENT PROGRAM
Ref: (a) DoD Instruction 1342.22 of 3 July 2012
(b) NAVPERS 15560D
(c) OPNAVINST 1500.22H
(d) DoD Instruction 1344.07 of 30 March 2006
(e) SECNAVINST 1740.2E
(f) DoD 7000.14-R, DoD Financial Management Regulations
(g) SECNAVINST 1754.1B
(h) SECNAVINST 5211.5E
(i) OPNAVINST 1750.1G
(j) SECNAVINST 1740.4
(k) OPNAVINST 1740.4E
(l) SECNAVINST 5040.3A
Encl: (1) Terms and Definitions
(2) Core Personal Financial Management Training Subjects
(3) Initial and Lifecycle Training Continuum
(4) DoD Financial Education Partner List
(5) Fleet and Family Support Center and Regional Personal Financial Management
Program Responsibilities
(6) Command Financial Specialist Qualifications, Functions, and Training Sites
(7) Sample Command Financial Specialist Letter of Designation
(8) Sample Command Special Assistant for Personal Finances Letter of Designation
1. Purpose. To publish United States Navy policy and assign responsibilities for the
implementation of the personal financial management program as a core service of the Navy
family readiness system. This revision incorporates language recommended by the Government
Accounting Office on gambling disorder. This is a complete revision and should be reviewed in
its entirety.
2. Cancellation. OPNAVINST 1740.5C.
3. Applicability and Scope. Provisions of this instruction apply to all Navy Active Component
(AC) and Reserve Component (RC) commands and personnel, permanent detachments, and
departments. Navy civilian employees serving at duty stations outside the continental United
